Call reports 2024
WAUMANDEE STATE BANK — 2024
What WAUMANDEE STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 330,426,000 | 329,186,000 | 331,055,000 | 340,195,000 |
| Total loans | 252,413,000 | 253,186,000 | 255,207,000 | 258,894,000 |
| Allowance for loan losses | 2,742,000 | 2,613,000 | 2,714,000 | 2,721,000 |
| Securities available for sale | 52,056,000 | 50,272,000 | 50,318,000 | 51,404,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,188,000 | 275,578,000 | 276,493,000 | 281,538,000 |
| Interest-bearing deposits | 188,517,000 | 215,364,000 | 217,913,000 | 217,525,000 |
| Noninterest-bearing deposits | 83,671,000 | 60,214,000 | 58,580,000 | 64,013,000 |
| Equity capital | 34,012,000 | 34,587,000 | 35,855,000 | 36,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,254,000 | 8,720,000 | 13,319,000 | 18,043,000 |
| Interest expense | 1,550,000 | 3,197,000 | 4,894,000 | 6,523,000 |
| Net interest income | 2,704,000 | 5,523,000 | 8,425,000 | 11,520,000 |
| Noninterest income | 359,000 | 660,000 | 966,000 | 1,261,000 |
| Noninterest expense | 2,650,000 | 5,085,000 | 7,731,000 | 10,169,000 |
| Provision for loan losses | 0 | -114,000 | 0 | 0 |
| Pretax income | 415,000 | 1,099,000 | 1,667,000 | 2,622,000 |
| Income tax | 65,000 | 189,000 | 158,000 | 341,000 |
| Net income | 350,000 | 910,000 | 1,509,000 | 2,281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,943,000 | 29,531,000 | 29,591,000 | 30,484,000 |
| Total capital | 31,685,000 | 32,258,000 | 32,305,000 | 33,205,000 |
| Risk-weighted assets | 248,522,000 | 249,617,000 | 250,608,000 | 252,415,000 |