Call reports 2023
WAUMANDEE STATE BANK — 2023
What WAUMANDEE STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 328,084,000 | 330,935,000 | 328,953,000 | 334,766,000 |
| Total loans | 242,248,000 | 246,033,000 | 241,396,000 | 247,904,000 |
| Allowance for loan losses | 2,734,000 | 2,734,000 | 2,773,000 | 2,773,000 |
| Securities available for sale | 58,403,000 | 54,633,000 | 52,346,000 | 54,354,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,768,000 | 273,245,000 | 275,438,000 | 279,869,000 |
| Interest-bearing deposits | 208,303,000 | 203,441,000 | 204,418,000 | 205,317,000 |
| Noninterest-bearing deposits | 73,465,000 | 69,804,000 | 71,020,000 | 74,552,000 |
| Equity capital | 33,565,000 | 33,853,000 | 33,385,000 | 34,826,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,243,000 | 6,863,000 | 10,779,000 | 14,882,000 |
| Interest expense | 882,000 | 1,962,000 | 3,285,000 | 4,706,000 |
| Net interest income | 2,361,000 | 4,901,000 | 7,494,000 | 10,176,000 |
| Noninterest income | 370,000 | 697,000 | 1,015,000 | 1,330,000 |
| Noninterest expense | 2,352,000 | 4,494,000 | 7,025,000 | 9,474,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 381,000 | 1,105,000 | 1,490,000 | 2,037,000 |
| Income tax | 85,000 | 265,000 | 93,000 | 352,000 |
| Net income | 296,000 | 840,000 | 1,397,000 | 1,685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,392,000 | 28,963,000 | 29,012,000 | 29,604,000 |
| Total capital | 31,126,000 | 31,697,000 | 31,785,000 | 32,377,000 |
| Risk-weighted assets | 248,899,000 | 247,936,000 | 244,032,000 | 244,493,000 |