Call reports 2022
WAUMANDEE STATE BANK — 2022
What WAUMANDEE STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 331,553,000 | 329,617,000 | 316,825,000 | 324,362,000 |
| Total loans | 213,863,000 | 220,113,000 | 224,668,000 | 236,049,000 |
| Allowance for loan losses | 2,966,000 | 2,744,000 | 2,738,000 | 2,733,000 |
| Securities available for sale | 56,060,000 | 59,436,000 | 59,069,000 | 58,893,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,665,000 | 295,175,000 | 283,198,000 | 285,067,000 |
| Interest-bearing deposits | 229,195,000 | 222,517,000 | 209,829,000 | 207,159,000 |
| Noninterest-bearing deposits | 67,470,000 | 72,658,000 | 73,369,000 | 77,908,000 |
| Equity capital | 34,026,000 | 33,656,000 | 32,791,000 | 32,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,760,000 | 5,585,000 | 8,628,000 | 11,820,000 |
| Interest expense | 332,000 | 669,000 | 1,075,000 | 1,634,000 |
| Net interest income | 2,428,000 | 4,916,000 | 7,553,000 | 10,186,000 |
| Noninterest income | 330,000 | 652,000 | 963,000 | 1,252,000 |
| Noninterest expense | 2,092,000 | 4,302,000 | 6,501,000 | 8,541,000 |
| Provision for loan losses | 20,000 | -200,000 | -200,000 | -200,000 |
| Pretax income | 647,000 | 1,463,000 | 2,213,000 | 3,096,000 |
| Income tax | 161,000 | 366,000 | 544,000 | 765,000 |
| Net income | 486,000 | 1,097,000 | 1,669,000 | 2,331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,948,000 | 28,168,000 | 28,568,000 | 28,407,000 |
| Total capital | 31,643,000 | 30,912,000 | 31,306,000 | 31,140,000 |
| Risk-weighted assets | 215,324,000 | 223,592,000 | 230,341,000 | 237,642,000 |