Call reports 2021
WAUMANDEE STATE BANK — 2021
What WAUMANDEE STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 321,686,000 | 322,446,000 | 317,845,000 | 330,321,000 |
| Total loans | 229,627,000 | 231,329,000 | 217,058,000 | 217,076,000 |
| Allowance for loan losses | 2,506,000 | 2,799,000 | 3,001,000 | 2,939,000 |
| Securities available for sale | 45,508,000 | 47,995,000 | 49,146,000 | 55,718,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,186,000 | 285,234,000 | 280,239,000 | 293,622,000 |
| Interest-bearing deposits | 227,455,000 | 226,500,000 | 221,110,000 | 230,750,000 |
| Noninterest-bearing deposits | 57,731,000 | 58,734,000 | 59,129,000 | 62,872,000 |
| Equity capital | 35,226,000 | 36,033,000 | 36,398,000 | 35,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,459,000 | 6,841,000 | 9,709,000 | 12,440,000 |
| Interest expense | 345,000 | 644,000 | 907,000 | 1,196,000 |
| Net interest income | 3,114,000 | 6,197,000 | 8,802,000 | 11,244,000 |
| Noninterest income | 405,000 | 773,000 | 1,172,000 | 1,650,000 |
| Noninterest expense | 2,042,000 | 4,150,000 | 6,050,000 | 8,234,000 |
| Provision for loan losses | 325,000 | 625,000 | 825,000 | 825,000 |
| Pretax income | 1,152,000 | 2,195,000 | 3,099,000 | 3,849,000 |
| Income tax | 298,000 | 567,000 | 798,000 | 986,000 |
| Net income | 854,000 | 1,628,000 | 2,301,000 | 2,863,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,288,000 | 27,979,000 | 29,062,000 | 28,652,000 |
| Total capital | 28,794,000 | 30,778,000 | 31,812,000 | 31,391,000 |
| Risk-weighted assets | 224,156,000 | 228,822,000 | 219,742,000 | 218,900,000 |