Call reports 2020
WAUMANDEE STATE BANK — 2020
What WAUMANDEE STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 185,684,000 | 199,248,000 | 309,826,000 | 315,836,000 |
| Total loans | 146,021,000 | 152,766,000 | 242,062,000 | 232,355,000 |
| Allowance for loan losses | 1,780,000 | 1,852,000 | 1,989,000 | 2,152,000 |
| Securities available for sale | 21,447,000 | 21,849,000 | 29,805,000 | 41,364,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,645,000 | 176,722,000 | 269,875,000 | 279,896,000 |
| Interest-bearing deposits | 135,401,000 | 142,092,000 | 217,231,000 | 224,054,000 |
| Noninterest-bearing deposits | 28,244,000 | 34,630,000 | 52,644,000 | 55,842,000 |
| Equity capital | 21,230,000 | 21,630,000 | 34,271,000 | 34,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,166,000 | 4,277,000 | 7,366,000 | 10,666,000 |
| Interest expense | 457,000 | 857,000 | 1,247,000 | 1,638,000 |
| Net interest income | 1,709,000 | 3,420,000 | 6,119,000 | 9,028,000 |
| Noninterest income | 190,000 | 350,000 | 668,000 | 961,000 |
| Noninterest expense | 1,323,000 | 2,735,000 | 4,447,000 | 6,742,000 |
| Provision for loan losses | 60,000 | 120,000 | 340,000 | 540,000 |
| Pretax income | 516,000 | 915,000 | 2,000,000 | 2,707,000 |
| Income tax | 125,000 | 218,000 | 498,000 | 691,000 |
| Net income | 391,000 | 697,000 | 1,502,000 | 2,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,662,000 | 19,912,000 | 24,830,000 | 25,456,000 |
| Total capital | 21,375,000 | 21,675,000 | 26,819,000 | 27,608,000 |
| Risk-weighted assets | 136,983,000 | 140,924,000 | 232,683,000 | 230,502,000 |