Call reports 2019
WAUMANDEE STATE BANK — 2019
What WAUMANDEE STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 186,410,000 | 186,701,000 | 184,717,000 | 188,327,000 |
| Total loans | 145,161,000 | 147,740,000 | 145,862,000 | 144,777,000 |
| Allowance for loan losses | 1,695,000 | 1,648,000 | 1,636,000 | 1,712,000 |
| Securities available for sale | 21,412,000 | 21,275,000 | 21,128,000 | 21,786,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,910,000 | 165,826,000 | 163,139,000 | 164,430,000 |
| Interest-bearing deposits | 139,191,000 | 138,566,000 | 136,260,000 | 134,701,000 |
| Noninterest-bearing deposits | 26,719,000 | 27,259,000 | 26,879,000 | 29,729,000 |
| Equity capital | 19,709,000 | 20,178,000 | 20,690,000 | 21,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,111,000 | 4,294,000 | 6,521,000 | 8,721,000 |
| Interest expense | 441,000 | 921,000 | 1,401,000 | 1,876,000 |
| Net interest income | 1,670,000 | 3,373,000 | 5,120,000 | 6,845,000 |
| Noninterest income | 116,000 | 323,000 | 514,000 | 698,000 |
| Noninterest expense | 1,278,000 | 2,615,000 | 3,828,000 | 5,127,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 433,000 | 931,000 | 1,581,000 | 2,116,000 |
| Income tax | 102,000 | 223,000 | 385,000 | 515,000 |
| Net income | 331,000 | 708,000 | 1,196,000 | 1,601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,342,000 | 18,693,000 | 19,181,000 | 19,620,000 |
| Total capital | 20,037,000 | 20,341,000 | 20,817,000 | 21,332,000 |
| Risk-weighted assets | 136,601,000 | 138,989,000 | 137,734,000 | 137,299,000 |