Call reports 2018
WAUMANDEE STATE BANK — 2018
What WAUMANDEE STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 178,808,000 | 180,004,000 | 181,170,000 | 185,983,000 |
| Total loans | 138,545,000 | 141,438,000 | 142,372,000 | 144,273,000 |
| Allowance for loan losses | 1,791,000 | 1,759,000 | 1,790,000 | 1,620,000 |
| Securities available for sale | 23,313,000 | 22,977,000 | 22,639,000 | 21,680,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,046,000 | 158,844,000 | 159,286,000 | 163,853,000 |
| Interest-bearing deposits | 134,991,000 | 132,537,000 | 133,697,000 | 134,499,000 |
| Noninterest-bearing deposits | 25,055,000 | 26,307,000 | 25,589,000 | 29,354,000 |
| Equity capital | 18,330,000 | 18,709,000 | 19,006,000 | 19,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,898,000 | 3,860,000 | 5,891,000 | 7,990,000 |
| Interest expense | 278,000 | 590,000 | 952,000 | 1,350,000 |
| Net interest income | 1,620,000 | 3,270,000 | 4,939,000 | 6,640,000 |
| Noninterest income | 171,000 | 343,000 | 492,000 | 648,000 |
| Noninterest expense | 1,175,000 | 2,460,000 | 3,732,000 | 5,074,000 |
| Provision for loan losses | 21,000 | 51,000 | 81,000 | 136,000 |
| Pretax income | 595,000 | 1,102,000 | 1,618,000 | 2,078,000 |
| Income tax | 145,000 | 266,000 | 390,000 | 499,000 |
| Net income | 450,000 | 836,000 | 1,228,000 | 1,579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,200,000 | 17,519,000 | 17,901,000 | 18,177,000 |
| Total capital | 18,833,000 | 19,195,000 | 19,588,000 | 19,797,000 |
| Risk-weighted assets | 130,503,000 | 134,034,000 | 134,835,000 | 136,363,000 |