Call reports 2017
WAUMANDEE STATE BANK — 2017
What WAUMANDEE STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 175,164,000 | 177,738,000 | 179,615,000 | 179,612,000 |
| Total loans | 136,359,000 | 139,220,000 | 140,137,000 | 139,039,000 |
| Allowance for loan losses | 2,359,000 | 2,326,000 | 2,059,000 | 1,825,000 |
| Securities available for sale | 23,358,000 | 23,421,000 | 23,613,000 | 23,335,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,875,000 | 155,413,000 | 160,180,000 | 160,962,000 |
| Interest-bearing deposits | 133,927,000 | 131,804,000 | 136,431,000 | 133,843,000 |
| Noninterest-bearing deposits | 22,947,000 | 23,609,000 | 23,750,000 | 27,119,000 |
| Equity capital | 17,832,000 | 17,858,000 | 17,830,000 | 18,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,796,000 | 3,656,000 | 5,560,000 | 7,518,000 |
| Interest expense | 231,000 | 477,000 | 742,000 | 1,015,000 |
| Net interest income | 1,565,000 | 3,179,000 | 4,818,000 | 6,503,000 |
| Noninterest income | 159,000 | 321,000 | 463,000 | 628,000 |
| Noninterest expense | 1,144,000 | 2,395,000 | 3,596,000 | 4,838,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 580,000 | 1,105,000 | 1,685,000 | 2,293,000 |
| Income tax | 198,000 | 372,000 | 568,000 | 747,000 |
| Net income | 382,000 | 733,000 | 1,117,000 | 1,546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,404,000 | 16,346,000 | 16,351,000 | 16,843,000 |
| Total capital | 18,036,000 | 18,007,000 | 18,019,000 | 18,497,000 |
| Risk-weighted assets | 129,835,000 | 132,220,000 | 133,046,000 | 132,176,000 |