Call reports 2016
WAUMANDEE STATE BANK — 2016
What WAUMANDEE STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 169,238,000 | 170,370,000 | 174,109,000 | 176,301,000 |
| Total loans | 131,674,000 | 134,333,000 | 136,857,000 | 136,099,000 |
| Allowance for loan losses | 2,522,000 | 2,526,000 | 2,520,000 | 2,515,000 |
| Securities available for sale | 22,831,000 | 23,407,000 | 22,928,000 | 22,705,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,111,000 | 151,047,000 | 154,474,000 | 157,174,000 |
| Interest-bearing deposits | 127,653,000 | 130,027,000 | 131,170,000 | 131,683,000 |
| Noninterest-bearing deposits | 21,458,000 | 21,020,000 | 23,304,000 | 25,491,000 |
| Equity capital | 17,982,000 | 17,925,000 | 17,739,000 | 17,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,805,000 | 3,602,000 | 5,464,000 | 7,303,000 |
| Interest expense | 202,000 | 419,000 | 642,000 | 871,000 |
| Net interest income | 1,603,000 | 3,183,000 | 4,822,000 | 6,432,000 |
| Noninterest income | 118,000 | 288,000 | 470,000 | 633,000 |
| Noninterest expense | 1,111,000 | 2,219,000 | 3,468,000 | 4,716,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 610,000 | 1,252,000 | 1,824,000 | 2,349,000 |
| Income tax | 204,000 | 424,000 | 621,000 | 796,000 |
| Net income | 406,000 | 828,000 | 1,203,000 | 1,553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,071,000 | 16,106,000 | 15,994,000 | 16,389,000 |
| Total capital | 17,560,000 | 17,703,000 | 17,619,000 | 18,028,000 |
| Risk-weighted assets | 118,088,000 | 126,863,000 | 129,068,000 | 130,253,000 |
Machine access — free, no API key
Every figure shown here about WAUMANDEE STATE BANK — 2016 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.