Call reports 2014
WAUMANDEE STATE BANK — 2014
What WAUMANDEE STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 161,701,000 | 158,719,000 | 161,252,000 | 166,001,000 |
| Total loans | 124,074,000 | 124,346,000 | 127,852,000 | 126,638,000 |
| Allowance for loan losses | 2,482,000 | 2,487,000 | 2,426,000 | 2,449,000 |
| Securities available for sale | 21,726,000 | 21,279,000 | 20,321,000 | 22,030,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,001,000 | 140,780,000 | 139,313,000 | 148,290,000 |
| Interest-bearing deposits | 123,400,000 | 120,677,000 | 120,225,000 | 123,191,000 |
| Noninterest-bearing deposits | 20,601,000 | 20,104,000 | 19,088,000 | 25,099,000 |
| Equity capital | 17,425,000 | 17,539,000 | 17,539,000 | 17,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,750,000 | 3,525,000 | 5,333,000 | 7,114,000 |
| Interest expense | 200,000 | 399,000 | 600,000 | 800,000 |
| Net interest income | 1,550,000 | 3,126,000 | 4,733,000 | 6,314,000 |
| Noninterest income | 183,000 | 365,000 | 557,000 | 748,000 |
| Noninterest expense | 1,157,000 | 2,303,000 | 3,506,000 | 4,669,000 |
| Provision for loan losses | 0 | 0 | 108,000 | 250,000 |
| Pretax income | 576,000 | 1,188,000 | 1,676,000 | 2,140,000 |
| Income tax | 186,000 | 388,000 | 548,000 | 680,000 |
| Net income | 390,000 | 800,000 | 1,128,000 | 1,460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,375,000 | 15,468,000 | 15,505,000 | 15,333,000 |
| Total capital | 16,872,000 | 16,984,000 | 17,061,000 | 15,494,000 |
| Risk-weighted assets | 120,256,000 | 120,299,000 | 123,532,000 | 120,913,000 |