Call reports 2011
WAUMANDEE STATE BANK — 2011
What WAUMANDEE STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 154,050,000 | 154,886,000 | 154,379,000 | 157,501,000 |
| Total loans | 113,268,000 | 113,859,000 | 118,299,000 | 118,316,000 |
| Allowance for loan losses | 1,694,000 | 1,722,000 | 1,800,000 | 2,038,000 |
| Securities available for sale | 24,291,000 | 24,994,000 | 24,555,000 | 24,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,779,000 | 139,325,000 | 138,351,000 | 141,417,000 |
| Interest-bearing deposits | 122,734,000 | 123,469,000 | 121,282,000 | 122,286,000 |
| Noninterest-bearing deposits | 16,045,000 | 15,855,000 | 17,069,000 | 19,131,000 |
| Equity capital | 14,656,000 | 14,892,000 | 15,254,000 | 15,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,823,000 | 3,777,000 | 5,656,000 | 7,630,000 |
| Interest expense | 469,000 | 920,000 | 1,334,000 | 1,721,000 |
| Net interest income | 1,354,000 | 2,857,000 | 4,322,000 | 5,909,000 |
| Noninterest income | 201,000 | 351,000 | 588,000 | 802,000 |
| Noninterest expense | 1,061,000 | 2,185,000 | 3,412,000 | 4,514,000 |
| Provision for loan losses | 119,000 | 244,000 | 340,000 | 600,000 |
| Pretax income | 375,000 | 779,000 | 1,158,000 | 1,597,000 |
| Income tax | 103,000 | 225,000 | 331,000 | 459,000 |
| Net income | 272,000 | 554,000 | 827,000 | 1,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,028,000 | 12,186,000 | 12,493,000 | 12,628,000 |
| Total capital | 13,415,000 | 13,599,000 | 13,950,000 | 14,080,000 |
| Risk-weighted assets | 111,855,000 | 111,999,000 | 115,560,000 | 114,803,000 |