Call reports 2005
WAUMANDEE STATE BANK — 2005
What WAUMANDEE STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 63,136,000 | 69,203,000 | 71,814,000 | 72,995,000 |
| Total loans | 46,966,000 | 53,402,000 | 56,175,000 | 56,605,000 |
| Allowance for loan losses | 607,000 | 608,000 | 655,000 | 701,000 |
| Securities available for sale | 11,835,000 | 11,724,000 | 11,822,000 | 11,752,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,566,000 | 59,211,000 | 63,308,000 | 64,613,000 |
| Interest-bearing deposits | 48,366,000 | 53,148,000 | 57,058,000 | 56,970,000 |
| Noninterest-bearing deposits | 6,200,000 | 6,063,000 | 6,250,000 | 7,643,000 |
| Equity capital | 7,322,000 | 7,379,000 | 7,463,000 | 7,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 924,000 | 1,922,000 | 3,048,000 | 4,229,000 |
| Interest expense | 250,000 | 552,000 | 945,000 | 1,380,000 |
| Net interest income | 674,000 | 1,370,000 | 2,103,000 | 2,849,000 |
| Noninterest income | 82,000 | 181,000 | 295,000 | 399,000 |
| Noninterest expense | 450,000 | 904,000 | 1,404,000 | 1,881,000 |
| Provision for loan losses | 35,000 | 80,000 | 125,000 | 174,000 |
| Pretax income | 281,000 | 577,000 | 879,000 | 1,209,000 |
| Income tax | 92,000 | 187,000 | 288,000 | 394,000 |
| Net income | 189,000 | 390,000 | 591,000 | 815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,287,000 | 6,289,000 | 6,459,000 | 6,722,000 |
| Total capital | 6,886,000 | 6,897,000 | 7,114,000 | 7,415,000 |
| Risk-weighted assets | 47,914,000 | 53,207,000 | 55,290,000 | 54,682,000 |
Machine access — free, no API key
Every figure shown here about WAUMANDEE STATE BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.