Call reports 2002
WAUMANDEE STATE BANK — 2002
What WAUMANDEE STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 25,531,000 | 26,451,000 | 26,665,000 | 27,288,000 |
| Total loans | 13,539,000 | 14,657,000 | 15,995,000 | 17,228,000 |
| Allowance for loan losses | 325,000 | 324,000 | 324,000 | 324,000 |
| Securities available for sale | 33,000 | 28,000 | 6,000 | 9,000 |
| Securities held to maturity | 9,954,000 | 9,397,000 | 9,674,000 | 8,915,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,797,000 | 20,790,000 | 20,730,000 | 21,591,000 |
| Interest-bearing deposits | 17,798,000 | 18,366,000 | 18,088,000 | 19,297,000 |
| Noninterest-bearing deposits | 1,999,000 | 2,424,000 | 2,642,000 | 2,294,000 |
| Equity capital | 5,489,000 | 5,423,000 | 5,553,000 | 5,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 427,000 | 851,000 | 1,288,000 | 1,733,000 |
| Interest expense | 166,000 | 311,000 | 453,000 | 587,000 |
| Net interest income | 261,000 | 540,000 | 835,000 | 1,146,000 |
| Noninterest income | 12,000 | 33,000 | 42,000 | 70,000 |
| Noninterest expense | 105,000 | 287,000 | 432,000 | 638,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 168,000 | 286,000 | 445,000 | 355,000 |
| Income tax | 36,000 | 81,000 | 111,000 | 77,000 |
| Net income | 132,000 | 205,000 | 334,000 | 278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,489,000 | 5,423,000 | 5,553,000 | 5,496,000 |
| Total capital | 5,694,000 | 5,640,000 | 5,781,000 | 5,734,000 |
| Risk-weighted assets | 16,283,000 | 17,265,000 | 18,105,000 | 18,942,000 |