Call reports 2001
WAUMANDEE STATE BANK — 2001
What WAUMANDEE STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 25,538,000 | 25,294,000 | 26,012,000 | 25,888,000 |
| Total loans | 14,940,000 | 14,925,000 | 14,582,000 | 13,831,000 |
| Allowance for loan losses | 316,000 | 320,000 | 323,000 | 324,000 |
| Securities available for sale | 15,000 | 49,000 | 123,000 | 154,000 |
| Securities held to maturity | 8,581,000 | 8,618,000 | 9,159,000 | 9,407,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,991,000 | 19,749,000 | 20,353,000 | 20,232,000 |
| Interest-bearing deposits | 18,039,000 | 17,656,000 | 18,039,000 | 17,832,000 |
| Noninterest-bearing deposits | 1,952,000 | 2,093,000 | 2,314,000 | 2,400,000 |
| Equity capital | 5,182,000 | 5,203,000 | 5,305,000 | 5,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 485,000 | 958,000 | 1,430,000 | 1,866,000 |
| Interest expense | 248,000 | 467,000 | 676,000 | 867,000 |
| Net interest income | 237,000 | 491,000 | 754,000 | 999,000 |
| Noninterest income | 11,000 | 25,000 | 39,000 | 59,000 |
| Noninterest expense | 146,000 | 271,000 | 413,000 | 598,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 99,000 | 231,000 | 371,000 | 448,000 |
| Income tax | 22,000 | 74,000 | 108,000 | 133,000 |
| Net income | 77,000 | 157,000 | 263,000 | 315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,182,000 | 5,203,000 | 5,305,000 | 5,357,000 |
| Total capital | 5,414,000 | 5,424,000 | 5,519,000 | 5,568,000 |
| Risk-weighted assets | 18,361,000 | 17,547,000 | 17,031,000 | 16,795,000 |