Call reports 2025
CURRENCY BANK — 2025
What CURRENCY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 197,372,000 | 261,175,000 | 250,721,000 | 241,572,000 |
| Total loans | 138,483,000 | 163,404,000 | 170,557,000 | 164,160,000 |
| Allowance for loan losses | 2,625,000 | 2,714,000 | 2,559,000 | 2,760,000 |
| Securities available for sale | 19,426,000 | 31,856,000 | 24,305,000 | 24,178,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,983,000 | 224,368,000 | 212,944,000 | 203,475,000 |
| Interest-bearing deposits | 131,952,000 | 181,149,000 | 171,304,000 | 163,482,000 |
| Noninterest-bearing deposits | 30,031,000 | 43,219,000 | 41,640,000 | 39,993,000 |
| Equity capital | 34,662,000 | 36,031,000 | 36,832,000 | 37,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,828,000 | 6,382,000 | 9,869,000 | 13,431,000 |
| Interest expense | 1,033,000 | 2,223,000 | 3,440,000 | 4,587,000 |
| Net interest income | 1,795,000 | 4,159,000 | 6,429,000 | 8,844,000 |
| Noninterest income | 96,000 | 241,000 | 396,000 | 562,000 |
| Noninterest expense | 1,208,000 | 2,988,000 | 4,611,000 | 6,255,000 |
| Provision for loan losses | 96,000 | 187,000 | 187,000 | 388,000 |
| Pretax income | 615,000 | 1,209,000 | 2,066,000 | 2,953,000 |
| Income tax | 125,000 | 248,000 | 427,000 | 613,000 |
| Net income | 490,000 | 961,000 | 1,639,000 | 2,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,844,000 | 28,251,000 | 29,072,000 | 29,918,000 |
| Total capital | 32,769,000 | — | — | — |
| Risk-weighted assets | 153,110,000 | — | — | — |