Call reports 2024
CURRENCY BANK — 2024
What CURRENCY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 186,185,000 | 180,058,000 | 194,766,000 | 199,548,000 |
| Total loans | 121,702,000 | 127,297,000 | 132,706,000 | 130,050,000 |
| Allowance for loan losses | 1,981,000 | 2,197,000 | 2,435,000 | 2,529,000 |
| Securities available for sale | 18,598,000 | 19,943,000 | 19,963,000 | 25,626,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,491,000 | 146,449,000 | 160,379,000 | 164,770,000 |
| Interest-bearing deposits | 122,023,000 | 116,239,000 | 126,256,000 | 132,800,000 |
| Noninterest-bearing deposits | 30,468,000 | 30,210,000 | 34,123,000 | 31,970,000 |
| Equity capital | 32,437,000 | 32,890,000 | 33,609,000 | 34,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,743,000 | 5,455,000 | 8,339,000 | 11,268,000 |
| Interest expense | 918,000 | 1,875,000 | 2,884,000 | 3,994,000 |
| Net interest income | 1,825,000 | 3,580,000 | 5,455,000 | 7,274,000 |
| Noninterest income | 80,000 | 163,000 | 251,000 | 338,000 |
| Noninterest expense | 977,000 | 1,977,000 | 2,965,000 | 4,064,000 |
| Provision for loan losses | 240,000 | 457,000 | 694,000 | 790,000 |
| Pretax income | 688,000 | 1,236,000 | 1,951,000 | 2,583,000 |
| Income tax | 142,000 | 256,000 | 407,000 | 536,000 |
| Net income | 546,000 | 980,000 | 1,544,000 | 2,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,683,000 | 29,160,000 | 29,766,000 | 30,311,000 |
| Total capital | 30,308,000 | 30,825,000 | 31,524,000 | 32,030,000 |
| Risk-weighted assets | 129,642,000 | 132,591,000 | 139,817,000 | 136,555,000 |