Call reports 2022
CURRENCY BANK — 2022
What CURRENCY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 106,882,000 | 116,612,000 | 123,961,000 | 132,970,000 |
| Total loans | 58,907,000 | 84,373,000 | 85,703,000 | 89,135,000 |
| Allowance for loan losses | 395,000 | 642,000 | 809,000 | 983,000 |
| Securities available for sale | 9,979,000 | 12,773,000 | 15,061,000 | 15,037,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,394,000 | 90,087,000 | 97,315,000 | 105,587,000 |
| Interest-bearing deposits | 52,336,000 | 58,927,000 | 70,423,000 | 73,987,000 |
| Noninterest-bearing deposits | 30,058,000 | 31,160,000 | 26,892,000 | 31,600,000 |
| Equity capital | 24,410,000 | 26,381,000 | 26,369,000 | 26,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 882,000 | 2,039,000 | 3,356,000 | 4,853,000 |
| Interest expense | 46,000 | 104,000 | 214,000 | 415,000 |
| Net interest income | 836,000 | 1,935,000 | 3,142,000 | 4,438,000 |
| Noninterest income | 72,000 | 329,000 | 495,000 | 595,000 |
| Noninterest expense | 741,000 | 1,589,000 | 2,492,000 | 3,362,000 |
| Provision for loan losses | 110,000 | 357,000 | 524,000 | 698,000 |
| Pretax income | 57,000 | 302,000 | 605,000 | 957,000 |
| Income tax | 0 | 0 | 126,000 | 176,000 |
| Net income | 57,000 | 302,000 | 479,000 | 781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,139,000 | 22,375,000 | 22,596,000 | 22,941,000 |
| Total capital | 20,534,000 | 23,017,000 | 23,405,000 | 23,924,000 |
| Risk-weighted assets | 78,708,000 | 85,694,000 | 87,390,000 | 92,438,000 |