Call reports 2021
CURRENCY BANK — 2021
What CURRENCY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 62,999,000 | 78,030,000 | 87,568,000 | 98,539,000 |
| Total loans | 32,048,000 | 38,270,000 | 48,343,000 | 47,240,000 |
| Allowance for loan losses | 353,000 | 0 | 97,000 | 285,000 |
| Securities available for sale | 7,865,000 | 8,188,000 | 8,794,000 | 7,700,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,355,000 | 60,723,000 | 62,212,000 | 73,896,000 |
| Interest-bearing deposits | 39,303,000 | 42,243,000 | 42,850,000 | 50,723,000 |
| Noninterest-bearing deposits | 17,052,000 | 18,480,000 | 19,362,000 | 23,173,000 |
| Equity capital | 6,456,000 | 17,143,000 | 25,211,000 | 24,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 540,000 | 348,000 | 1,044,000 | 1,752,000 |
| Interest expense | 66,000 | 35,000 | 63,000 | 108,000 |
| Net interest income | 474,000 | 313,000 | 981,000 | 1,644,000 |
| Noninterest income | 78,000 | 49,000 | 128,000 | 389,000 |
| Noninterest expense | 393,000 | 277,000 | 968,000 | 1,771,000 |
| Provision for loan losses | 0 | 0 | 75,000 | 263,000 |
| Pretax income | 159,000 | 85,000 | 66,000 | -1,000 |
| Income tax | 33,000 | 12,000 | 12,000 | 4,000 |
| Net income | 126,000 | 73,000 | 54,000 | -5,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,322,000 | 11,851,000 | 20,012,000 | 20,040,000 |
| Total capital | 6,675,000 | 11,851,000 | 20,109,000 | 20,325,000 |
| Risk-weighted assets | 40,734,000 | 51,027,000 | 60,856,000 | 57,801,000 |