Call reports 2019
CURRENCY BANK — 2019
What CURRENCY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 60,023,000 | 62,523,000 | 63,707,000 | 65,304,000 |
| Total loans | 33,212,000 | 38,020,000 | 37,605,000 | 34,738,000 |
| Allowance for loan losses | 352,000 | 352,000 | 378,000 | 363,000 |
| Securities available for sale | 18,446,000 | 18,710,000 | 17,589,000 | 16,333,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,624,000 | 53,805,000 | 52,706,000 | 58,777,000 |
| Interest-bearing deposits | 41,016,000 | 41,910,000 | 40,560,000 | 45,588,000 |
| Noninterest-bearing deposits | 12,608,000 | 11,895,000 | 12,146,000 | 13,189,000 |
| Equity capital | 6,120,000 | 6,525,000 | 6,810,000 | 6,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 704,000 | 1,402,000 | 2,147,000 | 2,864,000 |
| Interest expense | 112,000 | 230,000 | 373,000 | 510,000 |
| Net interest income | 592,000 | 1,172,000 | 1,774,000 | 2,354,000 |
| Noninterest income | 85,000 | 176,000 | 259,000 | 346,000 |
| Noninterest expense | 438,000 | 865,000 | 1,284,000 | 1,843,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 25,000 |
| Pretax income | 239,000 | 483,000 | 724,000 | 857,000 |
| Income tax | 51,000 | 104,000 | 157,000 | 174,000 |
| Net income | 188,000 | 379,000 | 567,000 | 683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,309,000 | 6,499,000 | 6,677,000 | 6,179,000 |
| Total capital | 6,661,000 | 6,851,000 | 7,055,000 | 6,542,000 |
| Risk-weighted assets | 46,292,000 | 49,169,000 | 48,478,000 | 46,841,000 |