Call reports 2018
CURRENCY BANK — 2018
What CURRENCY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 60,990,000 | 61,960,000 | 61,847,000 | 64,118,000 |
| Total loans | 31,726,000 | 37,416,000 | 37,403,000 | 32,187,000 |
| Allowance for loan losses | 313,000 | 326,000 | 342,000 | 352,000 |
| Securities available for sale | 18,434,000 | 18,295,000 | 17,776,000 | 18,008,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,111,000 | 53,319,000 | 54,095,000 | 58,349,000 |
| Interest-bearing deposits | 41,997,000 | 41,271,000 | 42,387,000 | 45,287,000 |
| Noninterest-bearing deposits | 13,114,000 | 12,048,000 | 11,708,000 | 13,062,000 |
| Equity capital | 5,650,000 | 5,791,000 | 5,846,000 | 5,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 647,000 | 1,331,000 | 2,038,000 | 2,715,000 |
| Interest expense | 75,000 | 153,000 | 259,000 | 360,000 |
| Net interest income | 572,000 | 1,178,000 | 1,779,000 | 2,355,000 |
| Noninterest income | 95,000 | 186,000 | 277,000 | 364,000 |
| Noninterest expense | 384,000 | 756,000 | 1,196,000 | 1,713,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 25,000 |
| Pretax income | 283,000 | 608,000 | 845,000 | 981,000 |
| Income tax | 57,000 | 121,000 | 169,000 | 199,000 |
| Net income | 226,000 | 487,000 | 676,000 | 782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,132,000 | 6,392,000 | 6,581,000 | 6,120,000 |
| Total capital | 6,445,000 | 6,718,000 | 6,923,000 | 6,472,000 |
| Risk-weighted assets | 46,432,000 | 47,608,000 | 48,230,000 | 44,639,000 |