Call reports 2017
CURRENCY BANK — 2017
What CURRENCY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 59,374,000 | 61,707,000 | 63,747,000 | 64,050,000 |
| Total loans | 32,345,000 | 35,983,000 | 36,857,000 | 31,132,000 |
| Allowance for loan losses | 333,000 | 300,000 | 312,000 | 312,000 |
| Securities available for sale | 19,686,000 | 20,062,000 | 19,777,000 | 18,899,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,543,000 | 54,623,000 | 54,350,000 | 58,134,000 |
| Interest-bearing deposits | 39,858,000 | 41,671,000 | 42,771,000 | 45,035,000 |
| Noninterest-bearing deposits | 13,685,000 | 12,952,000 | 11,579,000 | 13,099,000 |
| Equity capital | 5,609,000 | 5,869,000 | 6,071,000 | 5,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 623,000 | 1,255,000 | 1,927,000 | 2,550,000 |
| Interest expense | 59,000 | 122,000 | 195,000 | 274,000 |
| Net interest income | 564,000 | 1,133,000 | 1,732,000 | 2,276,000 |
| Noninterest income | 79,000 | 155,000 | 230,000 | 314,000 |
| Noninterest expense | 412,000 | 821,000 | 1,233,000 | 1,701,000 |
| Provision for loan losses | 0 | 15,000 | 25,000 | 25,000 |
| Pretax income | 231,000 | 452,000 | 704,000 | 893,000 |
| Income tax | 74,000 | 144,000 | 225,000 | 314,000 |
| Net income | 157,000 | 308,000 | 479,000 | 579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,368,000 | 5,737,000 | 6,172,000 | 5,905,000 |
| Total capital | 5,701,000 | 6,037,000 | 6,484,000 | 6,217,000 |
| Risk-weighted assets | 43,988,000 | 52,108,000 | 48,739,000 | 44,227,000 |