Call reports 2014
CURRENCY BANK — 2014
What CURRENCY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 51,158,000 | 51,676,000 | 53,949,000 | 54,245,000 |
| Total loans | 22,527,000 | 25,656,000 | 27,086,000 | 25,543,000 |
| Allowance for loan losses | 362,000 | 351,000 | 349,000 | 346,000 |
| Securities available for sale | 21,549,000 | 20,337,000 | 19,352,000 | 19,723,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,273,000 | 44,600,000 | 47,738,000 | 48,753,000 |
| Interest-bearing deposits | 34,353,000 | 34,573,000 | 36,354,000 | 37,223,000 |
| Noninterest-bearing deposits | 11,921,000 | 10,027,000 | 11,384,000 | 11,530,000 |
| Equity capital | 4,758,000 | 5,191,000 | 5,271,000 | 5,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 475,000 | 972,000 | 1,500,000 | 2,007,000 |
| Interest expense | 52,000 | 104,000 | 156,000 | 205,000 |
| Net interest income | 423,000 | 868,000 | 1,344,000 | 1,802,000 |
| Noninterest income | 65,000 | 178,000 | 249,000 | 326,000 |
| Noninterest expense | 414,000 | 808,000 | 1,199,000 | 1,621,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 71,000 | 238,000 | 394,000 | 511,000 |
| Income tax | 25,000 | 81,000 | 134,000 | 168,000 |
| Net income | 46,000 | 157,000 | 260,000 | 343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,982,000 | 5,258,000 | 5,350,000 | 5,253,000 |
| Total capital | 5,344,000 | 5,609,000 | 5,699,000 | 5,599,000 |
| Risk-weighted assets | 35,403,000 | 37,385,000 | 35,218,000 | 36,820,000 |