Call reports 2013
CURRENCY BANK — 2013
What CURRENCY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 19,510,000 | 19,247,000 | 19,900,000 | 52,564,000 |
| Total loans | 10,127,000 | 11,023,000 | 11,104,000 | 22,608,000 |
| Allowance for loan losses | 141,000 | 137,000 | 138,000 | 362,000 |
| Securities available for sale | 5,580,000 | 4,698,000 | 4,813,000 | 21,346,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,038,000 | 16,965,000 | 17,622,000 | 48,096,000 |
| Interest-bearing deposits | 12,610,000 | 12,841,000 | 13,356,000 | 37,277,000 |
| Noninterest-bearing deposits | 4,428,000 | 4,124,000 | 4,266,000 | 10,819,000 |
| Equity capital | 2,397,000 | 2,216,000 | 2,199,000 | 4,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 191,000 | 389,000 | 596,000 | 1,784,000 |
| Interest expense | 20,000 | 41,000 | 61,000 | 211,000 |
| Net interest income | 171,000 | 348,000 | 535,000 | 1,573,000 |
| Noninterest income | 36,000 | 74,000 | 111,000 | 282,000 |
| Noninterest expense | 180,000 | 378,000 | 577,000 | 1,727,000 |
| Provision for loan losses | 1,000 | 3,000 | 3,000 | 3,000 |
| Pretax income | 27,000 | 62,000 | 97,000 | 213,000 |
| Income tax | 8,000 | 20,000 | 32,000 | 73,000 |
| Net income | 19,000 | 42,000 | 65,000 | 140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,327,000 | 2,268,000 | 2,268,000 | 4,724,000 |
| Total capital | 2,468,000 | 2,405,000 | 2,406,000 | 5,086,000 |
| Risk-weighted assets | 13,506,000 | 13,832,000 | 15,030,000 | 36,164,000 |