Call reports 2012
CURRENCY BANK — 2012
What CURRENCY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 16,864,000 | 16,926,000 | 18,131,000 | 21,213,000 |
| Total loans | 7,666,000 | 9,181,000 | 8,889,000 | 10,392,000 |
| Allowance for loan losses | 143,000 | 145,000 | 142,000 | 143,000 |
| Securities available for sale | 5,697,000 | 4,807,000 | 4,681,000 | 5,711,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,417,000 | 14,014,000 | 15,529,000 | 18,742,000 |
| Interest-bearing deposits | 11,017,000 | 10,929,000 | 12,134,000 | 14,812,000 |
| Noninterest-bearing deposits | 3,400,000 | 3,085,000 | 3,395,000 | 3,930,000 |
| Equity capital | 2,380,000 | 2,426,000 | 2,478,000 | 2,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 181,000 | 370,000 | 556,000 | 732,000 |
| Interest expense | 17,000 | 34,000 | 53,000 | 74,000 |
| Net interest income | 164,000 | 336,000 | 503,000 | 658,000 |
| Noninterest income | 36,000 | 70,000 | 104,000 | 139,000 |
| Noninterest expense | 170,000 | 341,000 | 511,000 | 698,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 30,000 | 65,000 | 100,000 | 142,000 |
| Income tax | 10,000 | 20,000 | 33,000 | 48,000 |
| Net income | 20,000 | 45,000 | 67,000 | 94,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,312,000 | 2,334,000 | 2,357,000 | 2,310,000 |
| Total capital | 2,437,000 | 2,477,000 | 2,493,000 | 2,436,000 |
| Risk-weighted assets | 10,076,000 | 11,465,000 | 12,523,000 | 14,585,000 |