Call reports 2011
CURRENCY BANK — 2011
What CURRENCY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 17,629,000 | 17,344,000 | 17,291,000 | 18,960,000 |
| Total loans | 5,507,000 | 7,294,000 | 6,994,000 | 7,492,000 |
| Allowance for loan losses | 134,000 | 136,000 | 138,000 | 141,000 |
| Securities available for sale | 6,619,000 | 5,621,000 | 4,799,000 | 6,288,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,356,000 | 14,460,000 | 14,851,000 | 16,535,000 |
| Interest-bearing deposits | 12,231,000 | 11,518,000 | 11,151,000 | 13,342,000 |
| Noninterest-bearing deposits | 3,125,000 | 2,942,000 | 3,700,000 | 3,193,000 |
| Equity capital | 2,247,000 | 2,326,000 | 2,381,000 | 2,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 180,000 | 354,000 | 535,000 | 709,000 |
| Interest expense | 25,000 | 48,000 | 69,000 | 87,000 |
| Net interest income | 155,000 | 306,000 | 466,000 | 622,000 |
| Noninterest income | 37,000 | 76,000 | 116,000 | 152,000 |
| Noninterest expense | 192,000 | 377,000 | 559,000 | 740,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 0 | 6,000 | 25,000 | 37,000 |
| Income tax | 2,000 | 2,000 | 5,000 | 13,000 |
| Net income | -2,000 | 4,000 | 20,000 | 24,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,294,000 | 2,298,000 | 2,311,000 | 2,292,000 |
| Total capital | 2,398,000 | 2,418,000 | 2,444,000 | 2,433,000 |
| Risk-weighted assets | 8,306,000 | 9,595,000 | 10,668,000 | 11,426,000 |