Call reports 2010
CURRENCY BANK — 2010
What CURRENCY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 18,745,000 | 17,807,000 | 18,219,000 | 20,813,000 |
| Total loans | 6,330,000 | 6,546,000 | 5,890,000 | 6,120,000 |
| Allowance for loan losses | 131,000 | 132,000 | 129,000 | 131,000 |
| Securities available for sale | 7,228,000 | 6,192,000 | 6,628,000 | 7,448,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,335,000 | 15,346,000 | 15,715,000 | 18,512,000 |
| Interest-bearing deposits | 12,174,000 | 12,010,000 | 12,702,000 | 15,079,000 |
| Noninterest-bearing deposits | 4,161,000 | 3,336,000 | 3,012,000 | 3,433,000 |
| Equity capital | 2,345,000 | 2,389,000 | 2,416,000 | 2,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 222,000 | 436,000 | 632,000 | 811,000 |
| Interest expense | 34,000 | 67,000 | 97,000 | 126,000 |
| Net interest income | 188,000 | 369,000 | 535,000 | 685,000 |
| Noninterest income | 46,000 | 90,000 | 137,000 | 179,000 |
| Noninterest expense | 198,000 | 403,000 | 605,000 | 801,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 36,000 | 61,000 | 72,000 | 68,000 |
| Income tax | 12,000 | 21,000 | 24,000 | 20,000 |
| Net income | 24,000 | 40,000 | 48,000 | 48,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,306,000 | 2,320,000 | 2,327,000 | 2,297,000 |
| Total capital | 2,423,000 | 2,436,000 | 2,436,000 | 2,415,000 |
| Risk-weighted assets | 9,377,000 | 9,119,000 | 8,694,000 | 9,447,000 |