Call reports 2009
CURRENCY BANK — 2009
What CURRENCY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 18,177,000 | 17,016,000 | 18,372,000 | 20,346,000 |
| Total loans | 6,544,000 | 6,046,000 | 6,006,000 | 5,978,000 |
| Allowance for loan losses | 132,000 | 134,000 | 135,000 | 129,000 |
| Securities available for sale | 6,650,000 | 5,744,000 | 6,691,000 | 7,467,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,846,000 | 14,698,000 | 15,613,000 | 18,019,000 |
| Interest-bearing deposits | 11,897,000 | 11,711,000 | 12,006,000 | 14,927,000 |
| Noninterest-bearing deposits | 3,949,000 | 2,987,000 | 3,607,000 | 3,092,000 |
| Equity capital | 2,264,000 | 2,260,000 | 2,350,000 | 2,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 223,000 | 431,000 | 644,000 | 850,000 |
| Interest expense | 56,000 | 105,000 | 148,000 | 187,000 |
| Net interest income | 167,000 | 326,000 | 496,000 | 663,000 |
| Noninterest income | 45,000 | 96,000 | 146,000 | 191,000 |
| Noninterest expense | 201,000 | 396,000 | 591,000 | 795,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 25,000 | 46,000 | 71,000 | 79,000 |
| Income tax | 8,000 | 15,000 | 22,000 | 20,000 |
| Net income | 17,000 | 31,000 | 49,000 | 59,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,269,000 | 2,272,000 | 2,319,000 | 2,275,000 |
| Total capital | 2,386,000 | 2,381,000 | 2,430,000 | 2,392,000 |
| Risk-weighted assets | 9,350,000 | 8,681,000 | 8,850,000 | 9,319,000 |