Call reports 2007
CURRENCY BANK — 2007
What CURRENCY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 17,632,000 | 17,281,000 | 17,390,000 | 18,104,000 |
| Total loans | 7,624,000 | 7,457,000 | 6,849,000 | 7,322,000 |
| Allowance for loan losses | 104,000 | 114,000 | 114,000 | 117,000 |
| Securities available for sale | 6,967,000 | 7,299,000 | 7,641,000 | 8,767,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,344,000 | 15,028,000 | 15,069,000 | 15,789,000 |
| Interest-bearing deposits | 12,101,000 | 12,118,000 | 12,212,000 | 12,258,000 |
| Noninterest-bearing deposits | 3,243,000 | 2,910,000 | 2,857,000 | 3,531,000 |
| Equity capital | 2,219,000 | 2,166,000 | 2,229,000 | 2,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 276,000 | 558,000 | 827,000 | 1,110,000 |
| Interest expense | 112,000 | 226,000 | 342,000 | 456,000 |
| Net interest income | 164,000 | 332,000 | 485,000 | 654,000 |
| Noninterest income | 66,000 | 136,000 | 204,000 | 273,000 |
| Noninterest expense | 186,000 | 381,000 | 574,000 | 769,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 44,000 | 87,000 | 115,000 | 159,000 |
| Income tax | 15,000 | 31,000 | 39,000 | 50,000 |
| Net income | 29,000 | 56,000 | 76,000 | 109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,241,000 | 2,215,000 | 2,257,000 | 2,236,000 |
| Total capital | 2,345,000 | 2,329,000 | 2,371,000 | 2,353,000 |
| Risk-weighted assets | 11,600,000 | 9,832,000 | 9,232,000 | 10,127,000 |