Call reports 2002
CURRENCY BANK — 2002
What CURRENCY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 17,570,000 | 17,026,000 | 16,933,000 | 17,268,000 |
| Total loans | 7,152,000 | 7,285,000 | 7,559,000 | 7,717,000 |
| Allowance for loan losses | 73,000 | 72,000 | 75,000 | 78,000 |
| Securities available for sale | 5,861,000 | 6,455,000 | 6,146,000 | 6,583,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,311,000 | 14,681,000 | 14,545,000 | 14,950,000 |
| Interest-bearing deposits | 13,613,000 | 13,050,000 | 12,751,000 | 13,117,000 |
| Noninterest-bearing deposits | 1,698,000 | 1,631,000 | 1,794,000 | 1,833,000 |
| Equity capital | 2,194,000 | 2,282,000 | 2,319,000 | 2,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 273,000 | 528,000 | 780,000 | 1,013,000 |
| Interest expense | 110,000 | 199,000 | 282,000 | 359,000 |
| Net interest income | 163,000 | 329,000 | 498,000 | 654,000 |
| Noninterest income | 38,000 | 87,000 | 141,000 | 195,000 |
| Noninterest expense | 167,000 | 365,000 | 560,000 | 771,000 |
| Provision for loan losses | 5,000 | 8,000 | 11,000 | 14,000 |
| Pretax income | 30,000 | 44,000 | 84,000 | 81,000 |
| Income tax | 10,000 | 15,000 | 28,000 | 28,000 |
| Net income | 20,000 | 29,000 | 56,000 | 53,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,055,000 | 2,086,000 | 2,132,000 | 2,085,000 |
| Total capital | 2,128,000 | 2,158,000 | 2,207,000 | 2,163,000 |
| Risk-weighted assets | 10,436,000 | 10,319,000 | 10,440,000 | 11,858,000 |