Call reports 2001
CURRENCY BANK — 2001
What CURRENCY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 13,510,000 | 15,015,000 | 16,290,000 | 17,250,000 |
| Total loans | 6,478,000 | 6,829,000 | 7,747,000 | 7,703,000 |
| Allowance for loan losses | 44,000 | 44,000 | 43,000 | 68,000 |
| Securities available for sale | 4,738,000 | 5,542,000 | 5,817,000 | 6,661,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,157,000 | 12,750,000 | 13,837,000 | 14,980,000 |
| Interest-bearing deposits | 9,615,000 | 11,138,000 | 11,875,000 | 13,501,000 |
| Noninterest-bearing deposits | 1,542,000 | 1,612,000 | 1,962,000 | 1,479,000 |
| Equity capital | 2,234,000 | 2,183,000 | 2,238,000 | 2,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 226,000 | 468,000 | 730,000 | 1,021,000 |
| Interest expense | 136,000 | 280,000 | 424,000 | 556,000 |
| Net interest income | 90,000 | 188,000 | 306,000 | 465,000 |
| Noninterest income | 34,000 | 75,000 | 111,000 | 150,000 |
| Noninterest expense | 153,000 | 315,000 | 466,000 | 631,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | -19,000 | -27,000 | -20,000 | -10,000 |
| Income tax | 0 | 0 | 0 | 6,000 |
| Net income | -19,000 | -27,000 | -20,000 | -9,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,028,000 | 2,006,000 | 2,014,000 | 2,024,000 |
| Total capital | 2,072,000 | 2,050,000 | 2,057,000 | 2,092,000 |
| Risk-weighted assets | 8,681,000 | 9,592,000 | 10,576,000 | 10,847,000 |