Call reports 2026
FIRST NATIONAL BANK & TRUST, ELK CITY, OKLAHOMA — 2026
What FIRST NATIONAL BANK & TRUST, ELK CITY, OKLAHOMA reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 293,745,000 | 293,960,000 |
| Total loans | 160,852,000 | 154,344,000 |
| Allowance for loan losses | 3,078,000 | 3,079,000 |
| Securities available for sale | 106,686,000 | 105,571,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 263,937,000 | 264,956,000 |
| Interest-bearing deposits | 204,065,000 | 204,130,000 |
| Noninterest-bearing deposits | 59,872,000 | 60,826,000 |
| Equity capital | 28,109,000 | 28,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,893,000 | 7,840,000 |
| Interest expense | 1,133,000 | 2,251,000 |
| Net interest income | 2,760,000 | 5,589,000 |
| Noninterest income | 296,000 | 611,000 |
| Noninterest expense | 1,539,000 | 3,101,000 |
| Provision for loan losses | -20,000 | -19,000 |
| Pretax income | 1,535,000 | 3,119,000 |
| Income tax | 0 | 0 |
| Net income | 1,535,000 | 3,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 40,330,000 | 40,589,000 |