Call reports 2024
FIRST NATIONAL BANK & TRUST, ELK CITY, OKLAHOMA — 2024
What FIRST NATIONAL BANK & TRUST, ELK CITY, OKLAHOMA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 315,435,000 | 311,656,000 | 314,159,000 | 311,759,000 |
| Total loans | 145,481,000 | 147,273,000 | 150,031,000 | 154,906,000 |
| Allowance for loan losses | 2,846,000 | 2,808,000 | 2,839,000 | 2,849,000 |
| Securities available for sale | 132,340,000 | 132,952,000 | 138,191,000 | 131,384,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,117,000 | 287,704,000 | 285,614,000 | 286,302,000 |
| Interest-bearing deposits | 232,177,000 | 231,701,000 | 228,033,000 | 231,690,000 |
| Noninterest-bearing deposits | 58,940,000 | 56,003,000 | 57,581,000 | 54,612,000 |
| Equity capital | 22,628,000 | 23,399,000 | 27,991,000 | 22,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,446,000 | 8,953,000 | 13,427,000 | 17,867,000 |
| Interest expense | 1,648,000 | 3,315,000 | 5,024,000 | 6,642,000 |
| Net interest income | 2,798,000 | 5,638,000 | 8,403,000 | 11,225,000 |
| Noninterest income | 449,000 | 890,000 | 1,516,000 | 1,829,000 |
| Noninterest expense | 1,553,000 | 3,097,000 | 4,665,000 | 6,306,000 |
| Provision for loan losses | 18,000 | -12,000 | 16,000 | 68,000 |
| Pretax income | 1,656,000 | 3,372,000 | 5,193,000 | 6,638,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,656,000 | 3,372,000 | 5,193,000 | 6,638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,228,000 | 39,499,000 | 39,876,000 | 39,466,000 |