Call reports 2023
FIRST NATIONAL BANK & TRUST, ELK CITY, OKLAHOMA — 2023
What FIRST NATIONAL BANK & TRUST, ELK CITY, OKLAHOMA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 307,510,000 | 295,898,000 | 309,826,000 | 312,667,000 |
| Total loans | 143,669,000 | 142,512,000 | 147,099,000 | 143,984,000 |
| Allowance for loan losses | 2,823,000 | 2,796,000 | 2,808,000 | 2,822,000 |
| Securities available for sale | 143,596,000 | 136,205,000 | 129,477,000 | 132,944,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,202,000 | 274,051,000 | 291,872,000 | 286,617,000 |
| Interest-bearing deposits | 222,175,000 | 213,413,000 | 231,385,000 | 229,996,000 |
| Noninterest-bearing deposits | 62,027,000 | 60,638,000 | 60,487,000 | 56,621,000 |
| Equity capital | 21,593,000 | 21,400,000 | 17,501,000 | 23,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,782,000 | 7,638,000 | 11,691,000 | 16,194,000 |
| Interest expense | 745,000 | 1,799,000 | 3,053,000 | 4,611,000 |
| Net interest income | 3,037,000 | 5,839,000 | 8,638,000 | 11,583,000 |
| Noninterest income | 501,000 | 918,000 | 1,496,000 | 1,919,000 |
| Noninterest expense | 1,621,000 | 3,169,000 | 4,713,000 | 6,482,000 |
| Provision for loan losses | -18,000 | -66,000 | -58,000 | -33,000 |
| Pretax income | 1,935,000 | 3,591,000 | 5,425,000 | 6,966,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,935,000 | 3,591,000 | 5,425,000 | 6,966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,579,000 | 38,791,000 | 39,180,000 | 38,776,000 |