Call reports 2021
FIRST NATIONAL BANK & TRUST, ELK CITY, OKLAHOMA — 2021
What FIRST NATIONAL BANK & TRUST, ELK CITY, OKLAHOMA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 308,147,000 | 313,805,000 | 316,437,000 | 317,948,000 |
| Total loans | 160,585,000 | 155,677,000 | 149,462,000 | 150,235,000 |
| Allowance for loan losses | 3,550,000 | 3,550,000 | 3,550,000 | 3,550,000 |
| Securities available for sale | 122,440,000 | 139,355,000 | 148,729,000 | 145,880,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,681,000 | 271,367,000 | 273,905,000 | 275,944,000 |
| Interest-bearing deposits | 211,899,000 | 215,501,000 | 215,552,000 | 219,487,000 |
| Noninterest-bearing deposits | 54,782,000 | 55,866,000 | 58,353,000 | 56,457,000 |
| Equity capital | 40,264,000 | 41,395,000 | 42,025,000 | 39,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,761,000 | 5,878,000 | 8,949,000 | 11,580,000 |
| Interest expense | 209,000 | 386,000 | 536,000 | 672,000 |
| Net interest income | 2,552,000 | 5,492,000 | 8,413,000 | 10,908,000 |
| Noninterest income | 480,000 | 870,000 | 1,382,000 | 1,820,000 |
| Noninterest expense | 1,473,000 | 3,083,000 | 4,611,000 | 6,334,000 |
| Provision for loan losses | 10,000 | 18,000 | 11,000 | 47,000 |
| Pretax income | 1,549,000 | 3,474,000 | 5,392,000 | 6,418,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,549,000 | 3,474,000 | 5,392,000 | 6,418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,031,000 | 36,516,000 | 37,055,000 | 36,308,000 |