Call reports 2018
FIRST NATIONAL BANK & TRUST, ELK CITY, OKLAHOMA — 2018
What FIRST NATIONAL BANK & TRUST, ELK CITY, OKLAHOMA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 316,368,000 | 315,524,000 | 311,670,000 | 302,932,000 |
| Total loans | 180,742,000 | 178,881,000 | 178,715,000 | 175,634,000 |
| Allowance for loan losses | 3,400,000 | 3,800,000 | 3,800,000 | 3,425,000 |
| Securities available for sale | 104,404,000 | 112,272,000 | 107,927,000 | 109,993,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,485,000 | 282,689,000 | 279,327,000 | 268,439,000 |
| Interest-bearing deposits | 228,308,000 | 225,353,000 | 225,039,000 | 217,285,000 |
| Noninterest-bearing deposits | 55,177,000 | 57,336,000 | 54,288,000 | 51,154,000 |
| Equity capital | 32,653,000 | 32,573,000 | 32,083,000 | 32,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,267,000 | 6,496,000 | 9,732,000 | 13,039,000 |
| Interest expense | 395,000 | 825,000 | 1,294,000 | 1,868,000 |
| Net interest income | 2,872,000 | 5,671,000 | 8,438,000 | 11,171,000 |
| Noninterest income | 473,000 | 879,000 | 1,313,000 | 1,788,000 |
| Noninterest expense | 1,687,000 | 3,222,000 | 5,063,000 | 6,685,000 |
| Provision for loan losses | -59,000 | 202,000 | 173,000 | 469,000 |
| Pretax income | 1,717,000 | 3,126,000 | 4,515,000 | 5,835,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,717,000 | 3,126,000 | 4,515,000 | 5,835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,021,000 | 34,230,000 | 34,419,000 | 34,039,000 |
| Total capital | 36,360,000 | 36,575,000 | 36,768,000 | 36,345,000 |
| Risk-weighted assets | 186,059,000 | 186,201,000 | 186,516,000 | 183,424,000 |