Call reports 2017
FIRST NATIONAL BANK & TRUST, ELK CITY, OKLAHOMA — 2017
What FIRST NATIONAL BANK & TRUST, ELK CITY, OKLAHOMA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 324,250,000 | 321,664,000 | 322,480,000 | 314,459,000 |
| Total loans | 197,403,000 | 192,676,000 | 191,429,000 | 187,226,000 |
| Allowance for loan losses | 3,250,000 | 3,300,000 | 3,350,000 | 3,350,000 |
| Securities available for sale | 96,626,000 | 100,799,000 | 102,736,000 | 102,380,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 289,276,000 | 286,689,000 | 287,416,000 | 279,164,000 |
| Interest-bearing deposits | 244,122,000 | 238,740,000 | 240,885,000 | 228,091,000 |
| Noninterest-bearing deposits | 45,154,000 | 47,949,000 | 46,531,000 | 51,073,000 |
| Equity capital | 33,625,000 | 34,802,000 | 34,868,000 | 33,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,111,000 | 6,190,000 | 9,346,000 | 12,489,000 |
| Interest expense | 252,000 | 560,000 | 904,000 | 1,287,000 |
| Net interest income | 2,859,000 | 5,630,000 | 8,442,000 | 11,202,000 |
| Noninterest income | 421,000 | 735,000 | 1,287,000 | 1,635,000 |
| Noninterest expense | 1,493,000 | 2,986,000 | 4,514,000 | 6,133,000 |
| Provision for loan losses | 369,000 | 261,000 | 332,000 | 638,000 |
| Pretax income | 1,418,000 | 3,118,000 | 4,990,000 | 6,173,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,418,000 | 3,118,000 | 4,990,000 | 6,173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,084,000 | 33,583,000 | 33,956,000 | 33,504,000 |
| Total capital | 35,579,000 | 36,042,000 | 36,394,000 | 35,892,000 |
| Risk-weighted assets | 198,823,000 | 195,910,000 | 194,164,000 | 190,040,000 |