Call reports 2012
FIRST NATIONAL BANK & TRUST, ELK CITY, OKLAHOMA — 2012
What FIRST NATIONAL BANK & TRUST, ELK CITY, OKLAHOMA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 300,345,000 | 306,898,000 | 308,938,000 | 311,280,000 |
| Total loans | 160,805,000 | 164,119,000 | 162,989,000 | 164,966,000 |
| Allowance for loan losses | 2,350,000 | 2,350,000 | 2,375,000 | 2,425,000 |
| Securities available for sale | 108,248,000 | 110,478,000 | 126,125,000 | 123,328,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 267,739,000 | 273,912,000 | 274,724,000 | 276,034,000 |
| Interest-bearing deposits | 235,869,000 | 247,817,000 | 247,881,000 | 248,617,000 |
| Noninterest-bearing deposits | 31,870,000 | 26,095,000 | 26,843,000 | 27,417,000 |
| Equity capital | 32,462,000 | 32,829,000 | 34,072,000 | 35,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,096,000 | 6,187,000 | 9,334,000 | 12,318,000 |
| Interest expense | 550,000 | 1,090,000 | 1,632,000 | 2,119,000 |
| Net interest income | 2,546,000 | 5,097,000 | 7,702,000 | 10,199,000 |
| Noninterest income | 445,000 | 852,000 | 1,299,000 | 1,703,000 |
| Noninterest expense | 1,339,000 | 2,819,000 | 4,328,000 | 5,912,000 |
| Provision for loan losses | 15,000 | 53,000 | 21,000 | 6,000 |
| Pretax income | 1,562,000 | 3,002,000 | 4,577,000 | 5,909,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,562,000 | 3,002,000 | 4,577,000 | 5,909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,723,000 | 28,969,000 | 30,032,000 | 31,367,000 |
| Total capital | 30,718,000 | 31,011,000 | 32,048,000 | 33,408,000 |
| Risk-weighted assets | 159,268,000 | 163,013,000 | 160,912,000 | 162,873,000 |