Call reports 2005
FIRST NATIONAL BANK & TRUST, ELK CITY, OKLAHOMA — 2005
What FIRST NATIONAL BANK & TRUST, ELK CITY, OKLAHOMA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 190,725,000 | 196,718,000 | 192,030,000 | 201,406,000 |
| Total loans | 116,050,000 | 117,607,000 | 116,904,000 | 127,666,000 |
| Allowance for loan losses | 900,000 | 925,000 | 925,000 | 1,125,000 |
| Securities available for sale | 60,382,000 | 62,511,000 | 61,114,000 | 61,662,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,252,000 | 170,423,000 | 167,914,000 | 177,838,000 |
| Interest-bearing deposits | 158,565,000 | 162,138,000 | 158,380,000 | 168,559,000 |
| Noninterest-bearing deposits | 7,687,000 | 8,285,000 | 9,534,000 | 9,279,000 |
| Equity capital | 16,953,000 | 16,796,000 | 16,811,000 | 16,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,341,000 | 4,821,000 | 7,430,000 | 10,239,000 |
| Interest expense | 971,000 | 2,119,000 | 3,372,000 | 4,696,000 |
| Net interest income | 1,370,000 | 2,702,000 | 4,058,000 | 5,543,000 |
| Noninterest income | 454,000 | 796,000 | 1,150,000 | 1,463,000 |
| Noninterest expense | 956,000 | 1,919,000 | 2,854,000 | 3,745,000 |
| Provision for loan losses | 42,000 | 64,000 | 72,000 | 285,000 |
| Pretax income | 881,000 | 1,570,000 | 2,337,000 | 3,031,000 |
| Income tax | 37,000 | 47,000 | 57,000 | 67,000 |
| Net income | 844,000 | 1,523,000 | 2,280,000 | 2,964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,350,000 | 16,959,000 | 17,186,000 | 17,880,000 |
| Total capital | 18,250,000 | 17,884,000 | 18,111,000 | 19,005,000 |
| Risk-weighted assets | 121,361,000 | 123,513,000 | 121,569,000 | 131,592,000 |
Machine access — free, no API key
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