Call reports 2017
CITIZENS NATIONAL BANK — 2017
What CITIZENS NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 49,979,000 | 47,795,000 | 50,009,000 | 51,594,000 |
| Total loans | 40,153,000 | 41,407,000 | 43,276,000 | 45,115,000 |
| Allowance for loan losses | 658,000 | 638,000 | 645,000 | 663,000 |
| Securities available for sale | 4,116,000 | 3,590,000 | 3,587,000 | 3,553,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,945,000 | 39,788,000 | 41,918,000 | 44,178,000 |
| Interest-bearing deposits | 36,252,000 | 33,903,000 | 36,410,000 | 38,933,000 |
| Noninterest-bearing deposits | 5,693,000 | 5,885,000 | 5,508,000 | 5,245,000 |
| Equity capital | 7,861,000 | 7,880,000 | 7,900,000 | 7,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 642,000 | 1,308,000 | 1,990,000 | 2,682,000 |
| Interest expense | 86,000 | 172,000 | 264,000 | 364,000 |
| Net interest income | 556,000 | 1,136,000 | 1,726,000 | 2,318,000 |
| Noninterest income | 23,000 | 54,000 | 80,000 | 63,000 |
| Noninterest expense | 561,000 | 1,163,000 | 1,747,000 | 2,650,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 23,000 |
| Pretax income | 18,000 | 27,000 | 54,000 | -292,000 |
| Income tax | 6,000 | 9,000 | 19,000 | 298,000 |
| Net income | 12,000 | 18,000 | 35,000 | -590,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,384,000 | 7,390,000 | 7,407,000 | 6,979,000 |
| Total capital | 7,908,000 | 7,922,000 | 7,964,000 | 7,559,000 |
| Risk-weighted assets | 41,648,000 | 42,308,000 | 44,349,000 | 46,244,000 |