Call reports 2011
CITIZENS NATIONAL BANK — 2011
What CITIZENS NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 51,319,000 | 52,158,000 | 51,519,000 | 52,993,000 |
| Total loans | 36,877,000 | 36,829,000 | 37,833,000 | 38,970,000 |
| Allowance for loan losses | 572,000 | 592,000 | 761,000 | 549,000 |
| Securities available for sale | 8,678,000 | 9,598,000 | 7,412,000 | 8,110,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,645,000 | 45,258,000 | 44,648,000 | 46,171,000 |
| Interest-bearing deposits | 41,488,000 | 41,593,000 | 41,348,000 | 42,664,000 |
| Noninterest-bearing deposits | 3,157,000 | 3,665,000 | 3,300,000 | 3,507,000 |
| Equity capital | 6,499,000 | 6,754,000 | 6,738,000 | 6,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 676,000 | 1,369,000 | 2,079,000 | 2,789,000 |
| Interest expense | 210,000 | 421,000 | 625,000 | 828,000 |
| Net interest income | 466,000 | 948,000 | 1,454,000 | 1,961,000 |
| Noninterest income | 29,000 | 57,000 | 88,000 | 119,000 |
| Noninterest expense | 470,000 | 933,000 | 1,410,000 | 1,883,000 |
| Provision for loan losses | 23,000 | 43,000 | 252,000 | 273,000 |
| Pretax income | 22,000 | 64,000 | 63,000 | 118,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 22,000 | 64,000 | 63,000 | 118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,546,000 | 6,588,000 | 6,587,000 | 6,642,000 |
| Total capital | 7,004,000 | 7,056,000 | 7,069,000 | 7,139,000 |
| Risk-weighted assets | 36,561,000 | 37,318,000 | 38,319,000 | 39,687,000 |