Call reports 2006
ARKANSAS DIAMOND BANK — 2006
What ARKANSAS DIAMOND BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 128,090,000 | 128,298,000 | 127,026,000 | 126,576,000 |
| Total loans | 68,593,000 | 70,715,000 | 74,917,000 | 74,131,000 |
| Allowance for loan losses | 1,171,000 | 1,173,000 | 1,179,000 | 1,140,000 |
| Securities available for sale | 43,176,000 | 44,194,000 | 39,860,000 | 37,584,000 |
| Securities held to maturity | 954,000 | 954,000 | 954,000 | 954,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,876,000 | 114,527,000 | 113,780,000 | 113,154,000 |
| Interest-bearing deposits | 96,277,000 | 97,526,000 | 96,473,000 | 97,122,000 |
| Noninterest-bearing deposits | 17,599,000 | 17,001,000 | 17,307,000 | 16,032,000 |
| Equity capital | 11,714,000 | 11,565,000 | 12,255,000 | 12,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,779,000 | 3,664,000 | 5,612,000 | 7,640,000 |
| Interest expense | 720,000 | 1,548,000 | 2,454,000 | 3,395,000 |
| Net interest income | 1,059,000 | 2,116,000 | 3,158,000 | 4,245,000 |
| Noninterest income | 288,000 | 597,000 | 877,000 | 1,219,000 |
| Noninterest expense | 801,000 | 1,718,000 | 2,626,000 | 3,779,000 |
| Provision for loan losses | 45,000 | 55,000 | 65,000 | 65,000 |
| Pretax income | 501,000 | 940,000 | 1,344,000 | 1,620,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 501,000 | 940,000 | 1,344,000 | 1,620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,513,000 | 12,685,000 | 12,752,000 | 12,880,000 |
| Total capital | 13,472,000 | 13,685,000 | 13,762,000 | 13,868,000 |
| Risk-weighted assets | 77,644,000 | 79,822,000 | 80,974,000 | 78,959,000 |