Call reports 2005
ARKANSAS DIAMOND BANK — 2005
What ARKANSAS DIAMOND BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 117,470,000 | 116,959,000 | 120,059,000 | 121,127,000 |
| Total loans | 64,342,000 | 64,969,000 | 67,844,000 | 67,593,000 |
| Allowance for loan losses | 1,170,000 | 1,143,000 | 1,200,000 | 1,126,000 |
| Securities available for sale | 38,851,000 | 39,820,000 | 39,291,000 | 40,329,000 |
| Securities held to maturity | 0 | 955,000 | 955,000 | 955,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,489,000 | 104,469,000 | 105,476,000 | 107,207,000 |
| Interest-bearing deposits | 89,112,000 | 89,141,000 | 86,575,000 | 91,261,000 |
| Noninterest-bearing deposits | 16,377,000 | 15,328,000 | 18,901,000 | 15,946,000 |
| Equity capital | 10,989,000 | 11,463,000 | 11,566,000 | 11,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,521,000 | 3,110,000 | 4,787,000 | 6,529,000 |
| Interest expense | 475,000 | 986,000 | 1,535,000 | 2,158,000 |
| Net interest income | 1,046,000 | 2,124,000 | 3,252,000 | 4,371,000 |
| Noninterest income | 248,000 | 526,000 | 810,000 | 1,105,000 |
| Noninterest expense | 805,000 | 1,643,000 | 2,502,000 | 3,440,000 |
| Provision for loan losses | 50,000 | 50,000 | 60,000 | 60,000 |
| Pretax income | 439,000 | 957,000 | 1,500,000 | 1,976,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 439,000 | 957,000 | 1,500,000 | 1,976,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,610,000 | 11,822,000 | 12,023,000 | 12,265,000 |
| Total capital | 12,464,000 | 12,685,000 | 12,908,000 | 13,095,000 |
| Risk-weighted assets | 67,923,000 | 68,736,000 | 70,518,000 | 70,599,000 |