Call reports 2004
ARKANSAS DIAMOND BANK — 2004
What ARKANSAS DIAMOND BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 110,006,000 | 108,093,000 | 109,714,000 | 113,142,000 |
| Total loans | 63,301,000 | 65,652,000 | 65,504,000 | 66,258,000 |
| Allowance for loan losses | 1,202,000 | 1,206,000 | 1,259,000 | 1,202,000 |
| Securities available for sale | 34,512,000 | 33,903,000 | 33,893,000 | 32,255,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,734,000 | 95,661,000 | 97,238,000 | 101,011,000 |
| Interest-bearing deposits | 83,306,000 | 82,614,000 | 82,914,000 | 87,435,000 |
| Noninterest-bearing deposits | 13,428,000 | 13,047,000 | 14,324,000 | 13,576,000 |
| Equity capital | 11,273,000 | 10,828,000 | 11,488,000 | 11,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,459,000 | 2,918,000 | 4,401,000 | 5,898,000 |
| Interest expense | 374,000 | 731,000 | 1,104,000 | 1,516,000 |
| Net interest income | 1,085,000 | 2,187,000 | 3,297,000 | 4,382,000 |
| Noninterest income | 253,000 | 536,000 | 785,000 | 1,078,000 |
| Noninterest expense | 706,000 | 1,426,000 | 2,210,000 | 3,299,000 |
| Provision for loan losses | 42,000 | 62,000 | 117,000 | 123,000 |
| Pretax income | 590,000 | 1,235,000 | 1,755,000 | 2,047,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 590,000 | 1,235,000 | 1,755,000 | 2,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,881,000 | 11,196,000 | 11,455,000 | 11,430,000 |
| Total capital | 11,703,000 | 12,039,000 | 12,300,000 | 12,287,000 |
| Risk-weighted assets | 65,405,000 | 66,968,000 | 67,091,000 | 68,104,000 |