Call reports 2003
ARKANSAS DIAMOND BANK — 2003
What ARKANSAS DIAMOND BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 106,720,000 | 108,134,000 | 104,406,000 | 106,616,000 |
| Total loans | 63,124,000 | 64,267,000 | 63,717,000 | 62,983,000 |
| Allowance for loan losses | 1,101,000 | 1,186,000 | 1,231,000 | 1,189,000 |
| Securities available for sale | 28,643,000 | 31,849,000 | 31,620,000 | 35,476,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,506,000 | 91,458,000 | 90,907,000 | 93,749,000 |
| Interest-bearing deposits | 77,510,000 | 78,169,000 | 75,987,000 | 80,942,000 |
| Noninterest-bearing deposits | 12,996,000 | 13,289,000 | 14,920,000 | 12,807,000 |
| Equity capital | 10,032,000 | 10,477,000 | 10,604,000 | 10,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,508,000 | 3,038,000 | 4,635,000 | 6,117,000 |
| Interest expense | 500,000 | 971,000 | 1,393,000 | 1,787,000 |
| Net interest income | 1,008,000 | 2,067,000 | 3,242,000 | 4,330,000 |
| Noninterest income | 243,000 | 513,000 | 775,000 | 1,054,000 |
| Noninterest expense | 693,000 | 1,398,000 | 2,180,000 | 3,036,000 |
| Provision for loan losses | 105,000 | 210,000 | 270,000 | 270,000 |
| Pretax income | 538,000 | 1,057,000 | 1,685,000 | 2,196,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 538,000 | 1,057,000 | 1,685,000 | 2,196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,805,000 | 10,063,000 | 10,392,000 | 10,587,000 |
| Total capital | 10,611,000 | 10,883,000 | 11,201,000 | 11,395,000 |
| Risk-weighted assets | 64,143,000 | 65,199,000 | 64,326,000 | 64,010,000 |