Call reports 2002
ARKANSAS DIAMOND BANK — 2002
What ARKANSAS DIAMOND BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 101,789,000 | 99,526,000 | 102,627,000 | 103,705,000 |
| Total loans | 63,359,000 | 63,192,000 | 63,680,000 | 63,771,000 |
| Allowance for loan losses | 812,000 | 841,000 | 1,032,000 | 969,000 |
| Securities available for sale | 27,616,000 | 25,975,000 | 26,275,000 | 30,064,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,302,000 | 88,474,000 | 91,290,000 | 92,409,000 |
| Interest-bearing deposits | 79,532,000 | 77,032,000 | 79,148,000 | 81,083,000 |
| Noninterest-bearing deposits | 11,770,000 | 11,442,000 | 12,142,000 | 11,326,000 |
| Equity capital | 8,944,000 | 9,561,000 | 9,849,000 | 10,015,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,704,000 | 3,385,000 | 5,056,000 | 6,734,000 |
| Interest expense | 746,000 | 1,416,000 | 2,051,000 | 2,643,000 |
| Net interest income | 958,000 | 1,969,000 | 3,005,000 | 4,091,000 |
| Noninterest income | 189,000 | 378,000 | 616,000 | 876,000 |
| Noninterest expense | 666,000 | 1,359,000 | 2,045,000 | 2,854,000 |
| Provision for loan losses | 70,000 | 168,000 | 343,000 | 413,000 |
| Pretax income | 429,000 | 838,000 | 1,280,000 | 1,747,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 429,000 | 838,000 | 1,280,000 | 1,747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,853,000 | 9,102,000 | 9,366,000 | 9,488,000 |
| Total capital | 9,639,000 | 9,887,000 | 10,163,000 | 10,287,000 |
| Risk-weighted assets | 62,881,000 | 62,710,000 | 63,493,000 | 63,726,000 |