Call reports 2001
ARKANSAS DIAMOND BANK — 2001
What ARKANSAS DIAMOND BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 91,781,000 | 95,852,000 | 94,546,000 | 99,966,000 |
| Total loans | 65,303,000 | 66,092,000 | 65,014,000 | 64,241,000 |
| Allowance for loan losses | 740,000 | 759,000 | 726,000 | 742,000 |
| Securities available for sale | 13,057,000 | 18,155,000 | 19,115,000 | 22,362,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,450,000 | 85,911,000 | 84,331,000 | 89,594,000 |
| Interest-bearing deposits | 71,995,000 | 74,573,000 | 73,610,000 | 78,121,000 |
| Noninterest-bearing deposits | 10,455,000 | 11,338,000 | 10,721,000 | 11,473,000 |
| Equity capital | 8,021,000 | 8,329,000 | 8,789,000 | 8,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,840,000 | 3,725,000 | 5,563,000 | 7,302,000 |
| Interest expense | 968,000 | 1,923,000 | 2,850,000 | 3,707,000 |
| Net interest income | 872,000 | 1,802,000 | 2,713,000 | 3,595,000 |
| Noninterest income | 197,000 | 424,000 | 604,000 | 808,000 |
| Noninterest expense | 639,000 | 1,297,000 | 1,940,000 | 2,721,000 |
| Provision for loan losses | 40,000 | 70,000 | 200,000 | 245,000 |
| Pretax income | 390,000 | 859,000 | 1,177,000 | 1,437,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 390,000 | 859,000 | 1,177,000 | 1,437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,890,000 | 8,171,000 | 8,490,000 | 8,596,000 |
| Total capital | 8,630,000 | 8,930,000 | 9,216,000 | 9,338,000 |
| Risk-weighted assets | 80,249,000 | 79,546,000 | 79,303,000 | 78,019,000 |