Call reports 2006
BANK OF TUSCALOOSA, THE — 2006
What BANK OF TUSCALOOSA, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 392,698,000 | 400,424,000 | 427,728,000 | 439,417,000 |
| Total loans | 338,965,000 | 347,133,000 | 358,701,000 | 372,623,000 |
| Allowance for loan losses | 5,254,000 | 5,267,000 | 5,530,000 | 5,017,000 |
| Securities available for sale | 36,049,000 | 34,704,000 | 43,236,000 | 45,571,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 332,117,000 | 355,552,000 | 363,528,000 | 382,308,000 |
| Interest-bearing deposits | 275,892,000 | 294,586,000 | 300,917,000 | 313,490,000 |
| Noninterest-bearing deposits | 56,225,000 | 60,966,000 | 62,611,000 | 68,818,000 |
| Equity capital | 34,560,000 | 35,445,000 | 36,685,000 | 38,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,574,000 | 13,592,000 | 21,114,000 | 29,095,000 |
| Interest expense | 2,335,000 | 5,025,000 | 8,022,000 | 11,351,000 |
| Net interest income | 4,239,000 | 8,567,000 | 13,092,000 | 17,744,000 |
| Noninterest income | 711,000 | 1,455,000 | 2,293,000 | 3,095,000 |
| Noninterest expense | 2,300,000 | 4,465,000 | 6,705,000 | 8,962,000 |
| Provision for loan losses | 256,000 | 541,000 | 826,000 | 1,121,000 |
| Pretax income | 2,394,000 | 5,016,000 | 7,854,000 | 10,756,000 |
| Income tax | 835,000 | 1,763,000 | 2,756,000 | 3,790,000 |
| Net income | 1,559,000 | 3,253,000 | 5,098,000 | 6,966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,865,000 | 35,832,000 | 36,742,000 | 38,056,000 |
| Total capital | 39,590,000 | 40,752,000 | 41,836,000 | 43,073,000 |
| Risk-weighted assets | 378,844,000 | 393,279,000 | 406,405,000 | 422,552,000 |
Machine access — free, no API key
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