Call reports 2002
BANK OF TUSCALOOSA, THE — 2002
What BANK OF TUSCALOOSA, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 298,537,000 | 305,228,000 | 303,711,000 | 301,434,000 |
| Total loans | 252,488,000 | 259,182,000 | 259,948,000 | 257,346,000 |
| Allowance for loan losses | 3,517,000 | 3,786,000 | 3,769,000 | 3,838,000 |
| Securities available for sale | 30,772,000 | 29,405,000 | 29,349,000 | 29,584,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,251,000 | 245,197,000 | 242,898,000 | 246,016,000 |
| Interest-bearing deposits | 214,822,000 | 208,036,000 | 207,604,000 | 205,655,000 |
| Noninterest-bearing deposits | 34,429,000 | 37,161,000 | 35,294,000 | 40,361,000 |
| Equity capital | 24,134,000 | 24,668,000 | 26,471,000 | 26,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,913,000 | 9,787,000 | 14,567,000 | 19,208,000 |
| Interest expense | 1,514,000 | 2,930,000 | 4,346,000 | 5,632,000 |
| Net interest income | 3,399,000 | 6,857,000 | 10,221,000 | 13,576,000 |
| Noninterest income | 547,000 | 1,085,000 | 1,669,000 | 2,273,000 |
| Noninterest expense | 1,909,000 | 3,814,000 | 5,746,000 | 7,516,000 |
| Provision for loan losses | 487,000 | 1,300,000 | 1,725,000 | 2,243,000 |
| Pretax income | 1,550,000 | 2,828,000 | 4,419,000 | 6,090,000 |
| Income tax | 516,000 | 943,000 | 1,458,000 | 2,019,000 |
| Net income | 1,034,000 | 1,885,000 | 2,961,000 | 4,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,861,000 | 24,086,000 | 25,746,000 | 25,712,000 |
| Total capital | 27,220,000 | 27,591,000 | 29,260,000 | 29,232,000 |
| Risk-weighted assets | 268,551,000 | 280,122,000 | 280,893,000 | 281,243,000 |