Call reports 2001
BANK OF TUSCALOOSA, THE — 2001
What BANK OF TUSCALOOSA, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 270,197,000 | 272,483,000 | 281,094,000 | 295,827,000 |
| Total loans | 222,529,000 | 227,755,000 | 234,168,000 | 248,076,000 |
| Allowance for loan losses | 3,638,000 | 3,561,000 | 3,122,000 | 3,356,000 |
| Securities available for sale | 30,981,000 | 31,359,000 | 31,579,000 | 31,853,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,502,000 | 227,963,000 | 240,249,000 | 251,445,000 |
| Interest-bearing deposits | 194,417,000 | 195,988,000 | 205,074,000 | 212,649,000 |
| Noninterest-bearing deposits | 33,085,000 | 31,975,000 | 35,175,000 | 38,796,000 |
| Equity capital | 21,121,000 | 22,250,000 | 22,527,000 | 23,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,690,000 | 11,137,000 | 16,500,000 | 21,588,000 |
| Interest expense | 2,794,000 | 5,440,000 | 7,755,000 | 9,697,000 |
| Net interest income | 2,896,000 | 5,697,000 | 8,745,000 | 11,891,000 |
| Noninterest income | 468,000 | 988,000 | 1,515,000 | 2,096,000 |
| Noninterest expense | 1,732,000 | 3,373,000 | 5,087,000 | 6,814,000 |
| Provision for loan losses | 300,000 | 640,000 | 1,015,000 | 1,460,000 |
| Pretax income | 1,332,000 | 2,672,000 | 4,158,000 | 5,713,000 |
| Income tax | 436,000 | 885,000 | 1,381,000 | 1,900,000 |
| Net income | 896,000 | 1,787,000 | 2,777,000 | 3,813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,812,000 | 21,868,000 | 21,813,000 | 23,126,000 |
| Total capital | 23,806,000 | 24,842,000 | 24,902,000 | 26,400,000 |
| Risk-weighted assets | 238,887,000 | 237,302,000 | 246,842,000 | 261,860,000 |