Call reports 2019
COUNTRY BANK — 2019
What COUNTRY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 761,594,000 | 781,974,000 | 786,321,000 | 795,727,000 |
| Total loans | 573,521,000 | 592,411,000 | 600,514,000 | 621,834,000 |
| Allowance for loan losses | 7,098,000 | 7,192,000 | 7,352,000 | 7,548,000 |
| Securities available for sale | 150,218,000 | 155,301,000 | 155,616,000 | 144,461,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 635,335,000 | 650,234,000 | 649,109,000 | 650,663,000 |
| Interest-bearing deposits | 526,991,000 | 544,434,000 | 542,762,000 | 548,000,000 |
| Noninterest-bearing deposits | 108,344,000 | 105,800,000 | 106,347,000 | 102,663,000 |
| Equity capital | 79,518,000 | 84,678,000 | 88,857,000 | 88,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 9,796,000 | 19,539,000 | 29,217,000 | 38,863,000 |
| Interest expense | 2,566,000 | 5,327,000 | 8,215,000 | 11,040,000 |
| Net interest income | 7,230,000 | 14,212,000 | 21,002,000 | 27,823,000 |
| Noninterest income | 116,000 | 242,000 | 385,000 | 498,000 |
| Noninterest expense | 3,697,000 | 7,540,000 | 11,346,000 | 15,832,000 |
| Provision for loan losses | 50,000 | 150,000 | 280,000 | 500,000 |
| Pretax income | 3,665,000 | 6,830,000 | 9,827,000 | 12,099,000 |
| Income tax | 700,000 | 1,228,000 | 1,800,000 | 2,146,000 |
| Net income | 2,965,000 | 5,602,000 | 8,027,000 | 9,953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,306,000 | 74,943,000 | 76,367,000 | 76,494,000 |
| Total capital | 80,404,000 | 82,135,000 | 83,719,000 | 84,042,000 |
| Risk-weighted assets | 595,865,000 | 619,899,000 | 629,820,000 | 644,559,000 |